Stable Income Lab ("we", "us", "our"), operating the website stable-income-lab.com, is the data controller responsible for the personal data processed through this website. We are an educational center focused on household economics and expense management for families in Ecuador.
Contact information for data protection matters: info@stable-income-lab.com | Gral Leonidas Plaza Gutierrez, 090305 Guayaquil | +593999119007.
This Privacy Policy is issued in compliance with the Ley Orgánica de Protección de Datos Personales (LOPDP) of Ecuador, enacted on 26 May 2021, and its implementing regulations. Where applicable, we also follow principles consistent with international data protection standards.
When you use our contact form, we collect the following personal data that you voluntarily provide:
We do not require you to create an account, register, or provide any additional personal information to access the educational content on this website. The contact form is the only mechanism through which we actively collect personal data.
When you visit our website, certain technical data is collected automatically by our web server and any analytics tools we operate, including:
This technical data is used for the operational maintenance and security of the website. It is not used to identify individual users unless required for security or legal purposes.
We use cookies and similar tracking technologies. Please refer to our Cookie Policy for full details on what cookies we use, their purpose, and how to manage your preferences.
Under the Ley Orgánica de Protección de Datos Personales (LOPDP) of Ecuador, we process personal data on the following legal bases:
When you submit our contact form, you provide explicit consent to the processing of your personal data for the purpose of responding to your inquiry. You indicate this consent by checking the privacy checkbox before submitting the form. You may withdraw your consent at any time by contacting us at info@stable-income-lab.com.
We process certain technical and operational data on the basis of our legitimate interest in maintaining a secure, functional, and performant website. This includes server logs, security monitoring, and basic analytics necessary for website operation.
In some circumstances, we may be required to process personal data to comply with a legal obligation under Ecuadorian law, including obligations to cooperate with competent authorities when legally required.
We process the personal data we collect for the following specific purposes:
We do not use your personal data for automated decision-making or profiling. We do not use your data for marketing purposes without your separate and explicit consent. We do not sell, rent, or trade your personal data to third parties.
We retain personal data only for as long as necessary to fulfill the purposes for which it was collected, subject to any legal retention obligations.
Contact form submissions are retained for a period of twelve (12) months from the date of receipt, sufficient to maintain a record of the communication and follow up if necessary. After this period, personal data from contact inquiries is deleted unless there is an ongoing legal or contractual reason to retain it.
Technical server logs are retained for a maximum of ninety (90) days for security and operational purposes, after which they are deleted or anonymized.
Cookie consent records are retained for the duration of the consent period (twelve months) to document your preferences.
If you request deletion of your data before the end of these retention periods, we will comply within thirty (30) days of receiving your request, unless retention is required by applicable law.
We may share personal data with trusted third-party service providers who assist us in operating our website, including web hosting providers, email delivery services, and analytics platforms. These providers are contractually bound to process data only on our instructions and in accordance with applicable data protection law.
We may disclose personal data to competent authorities or courts when required to do so by applicable Ecuadorian law, judicial order, or other legal process. In such cases, we will disclose only the minimum data necessary to fulfill the legal requirement.
Some of our service providers may process data outside Ecuador. Where such transfers occur, we ensure that appropriate safeguards are in place as required by the LOPDP, including contractual clauses that provide equivalent protection to that afforded under Ecuadorian law.
We do not sell, rent, license, or otherwise transfer personal data to third parties for their own commercial purposes under any circumstances.
Under the Ley Orgánica de Protección de Datos Personales of Ecuador, you have the following rights with respect to your personal data:
To exercise any of these rights, please contact us at info@stable-income-lab.com. We will respond to your request within thirty (30) days. We may ask you to verify your identity before processing your request.
You also have the right to lodge a complaint with the Autoridad de Protección de Datos Personales of Ecuador, the supervisory authority responsible for data protection in Ecuador.
Our website uses cookies and similar technologies. Necessary cookies are used to ensure the basic functionality of the website and cannot be disabled. Optional cookies (analytics and marketing) are only used with your explicit consent, which you provide through our cookie consent panel.
For full information about the cookies we use, their purpose, duration, and how to manage your preferences, please read our dedicated Cookie Policy.
We implement appropriate technical and organizational security measures to protect your personal data against unauthorized access, accidental loss, destruction, or alteration. These measures include:
While we take these measures seriously, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security of your data, but we are committed to maintaining appropriate safeguards and notifying you and the relevant authorities promptly in the event of a data breach that affects your rights and freedoms, as required by the LOPDP.
Our website and educational content are intended for adults. We do not knowingly collect personal data from individuals under the age of eighteen (18). If you are a parent or guardian and believe that a minor has provided us with personal data without your consent, please contact us at info@stable-income-lab.com and we will take steps to delete that data promptly.
We may update this Privacy Policy from time to time to reflect changes in our data processing practices, applicable law, or our educational programs. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.
Continued use of our website after any changes to this policy constitutes your acknowledgment of those changes. If you have questions about any changes, please contact us.
For any questions, concerns, or requests related to this Privacy Policy or the processing of your personal data, please contact us:
We are committed to addressing your data protection concerns promptly and transparently.